Single-income mortgages can happen - some of my clients are living proof! But you’re definitely going to need a plan, patience and some realistic expectations about what the banks are going to need from you, and how they view your situation.

With the right help (that’s us!), you can make it happen!

Lots of families I speak with lately are feeling the itch to upgrade - more room for kids, a bit more outdoor space, or a home that is more aligned with your family’s needs.

If you’ve ever wondered what a mortgage advisor really does and whether you need one, you’re not alone!

When you’re new to the mortgage game, the concept of a mortgage advisor probably seems a bit foreign or mysterious, just like the rest of the process!

So, you want to get a mortgage! Maybe you’ve found the house of your dreams, you want to expand your property portfolio, you’re over renting, or you just want to investigate exactly how far away you are from taking that first step onto the property ladder…and want to know what you need to get you there?

The market is seeing more and more first home buyers coming into play, so I figured it was time to answer the question that most of you will be confronted with early on: how much of a deposit do I really need to buy a home in New Zealand in 2025?

Being your own boss comes with a lot of satisfaction, but it can, in some cases, make it more complicated to get a mortgage, with the mainstream banks needing you to jump through a few more hoops than the average home loan customer.